Mold-Help.org - The world's largest TOXIC MOLD website
  • Mold Basics
    • Mold Overview
    • Mold Symptoms
    • Mold Types & Images
    • Fungal Infections
  • Resources and Tools
    • Home Care
    • Health & Diet
    • Tips for Parents
    • Coping with Loss
    • Private Research
    • Legal Suggestions
    • Mold in the Bible
  • Mold News
    • Current Headlines
    • “Sick Buildings”
    • The Environment
    • Construction Industry
    • Govt. & Politics
    • The Workplace
    • Landlords & Tenants
    • Insurance Companies
    • Schools & Institutions
    • Strange Fungal Tales
    • Personal Mold Stories
    • Additional Articles
  • Agencies & Experts
  • About Mold-Help
    • Mold-Help News
  • Search
  • Menu Menu
  • Twitter
  • Facebook

Homeowners, Insurance Officials Face Off On Mold

October 3, 2004/in Insurance Companies /by Contributor

PLANTATION, Fla., 3:02 p.m. EDT July 31, 2002 – Homeowners attending a public hearing with state and insurance officials Tuesday voiced anger over what they said is a growing mold problem in Broward County.

According to Florida Treasurer and Insurance Commissioner Tom Gallagher, the purpose of the hearing was to obtain public input and hear testimony concerning mold coverage in homeowners’ and commercial residential insurance policies.

The homeowners claim mold in their homes is making them and their families sick, and that state and insurance agencies aren’t doing much about it.

The meeting at Plantation City Hall brought together homeowners and members of the state’s Department of Insurance along with representatives of some of the state’s largest insurance companies.

Leah Mikulski was one of several homeowners who testified on Tuesday. She said mold in her home was threatening the health of her 3-month-old daughter. Mikulski and other homeowners testified that their mold problems were so bad, they were forced to abandon their property after insurance companies refused to pay for clean-up.

Many other homeowners complained that they have called in inspectors, only to have the insurance company and the state insurance agency refuse to help. Others said they have filed lawsuits or complained to builders, all to no avail.

Doctors say some mold can be toxic, even causing respiratory problems.

According to state insurance officials, the number of mold claims is rising in Florida. State Farm, the state’s largest insurer, reported 700 mold claims in 2001, up from just 83 claims in 2000.

Representatives of the insurance industry and the state said they don’t know why the number of claims is rising. Officials at the hearing did say they plan to meet again to try and determine what companies and the state can do to help homeowners.

Insurance officials said that if something catastrophic happens in a neighborhood such as a water main break or severe storm, insurers will cover property affected by mold. But if the mold problem grows little by little, as a result of an air condition leak for example, those claims are not covered.

Following additional hearings in Tampa and Orlando in August, insurance commissioners say they will decide whether to direct insurance companies to change their policies.

To date, the Department of Insurance has received nearly 200 filings by insurance companies requesting exclusion of mold, or limited coverage of mold, in personal residential, commercial residential and commercial property policies.

Contributor
Author: Contributor

Share this entry
  • Share on Facebook
  • Share on Twitter
  • Share on Reddit
  • Share by Mail
https://www.mold-help.org/wp-content/uploads/2019/03/moldhelp-654x300.png 0 0 Contributor https://www.mold-help.org/wp-content/uploads/2019/03/moldhelp-654x300.png Contributor2004-10-03 21:02:322019-03-29 20:19:46Homeowners, Insurance Officials Face Off On Mold

Mold News

  • Current Headlines
  • "Sick Buildings"
  • The Environment
  • Construction Industry
  • Govt. & Politics
  • The Workplace
  • Landlords & Tenants
  • Insurance Companies
  • Schools & Institutions
  • Personal Mold Stories
  • Strange Fungal Tales
  • Additional Articles

Latest Posts

  • Michigan Family Finds Toxic Mold Inside Home
  • California Winter Storms: Water Damage and Mold Exposure Concerns in California
  • Office and Commercial Buildings at Risk for Mold after COVID-19 Closings
  • COVID-19 Symptoms May Include Loss of Taste and Smell
  • New Mold Detox Information on the Horizon
  • COVID-19 Courses of Action
  • Stachybotrys
  • Simple and Easy Ways to Prevent the Coronavirus
  • Your Air Conditioning Unit Helps Eliminate Mold
  • Construction Workers Are Learning to Control Dust and Debris

Search Our Site:

Need Help with Mold?

Are you being affected by mold or other mycotoxins in your environment? Our team and community has over 15 years experience and can provide guidance. You can reach us by submitting your contact or through our Facebook page.

Have a Story to Share?

We're looking for stories and input to expand our database and to add to the personal experiences we've received from the thousands of victims over the last 15. If mold has impacted your life, please take the time to share your story. Your information is confidential and will only be shared with your permission.

Seeking Mold Experts

Are you an expert in the treatment of mold-affected health illnesses, or a provider of services to victims of mycotoxin exposure? Submit your information for listing consideration in our Agencies & Experts resource database.

Additional Resources

  • Contact Us
  • Sitemap
  • Glossary of Terms
  • Survivor Resources
  • General Inquiries
  • Legal Disclaimer

© Copyright - Mold-Help Organization
  • Twitter
  • Facebook
  • Mold Basics
  • Resources and Tools
  • Agencies & Experts
  • Mold News
  • About Mold-Help
Scroll to top

This site uses cookies. By continuing to browse the site, you are agreeing to our use of cookies.

OKLearn more

Cookie and Privacy Settings



How we use cookies

We may request cookies to be set on your device. We use cookies to let us know when you visit our websites, how you interact with us, to enrich your user experience, and to customize your relationship with our website.

Click on the different category headings to find out more. You can also change some of your preferences. Note that blocking some types of cookies may impact your experience on our websites and the services we are able to offer.

Essential Website Cookies

These cookies are strictly necessary to provide you with services available through our website and to use some of its features.

Because these cookies are strictly necessary to deliver the website, refusing them will have impact how our site functions. You always can block or delete cookies by changing your browser settings and force blocking all cookies on this website. But this will always prompt you to accept/refuse cookies when revisiting our site.

We fully respect if you want to refuse cookies but to avoid asking you again and again kindly allow us to store a cookie for that. You are free to opt out any time or opt in for other cookies to get a better experience. If you refuse cookies we will remove all set cookies in our domain.

We provide you with a list of stored cookies on your computer in our domain so you can check what we stored. Due to security reasons we are not able to show or modify cookies from other domains. You can check these in your browser security settings.

Other external services

We also use different external services like Google Webfonts, Google Maps, and external Video providers. Since these providers may collect personal data like your IP address we allow you to block them here. Please be aware that this might heavily reduce the functionality and appearance of our site. Changes will take effect once you reload the page.

Google Webfont Settings:

Google Map Settings:

Google reCaptcha Settings:

Vimeo and Youtube video embeds:

Accept settingsHide notification only