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Trouble Brews: Insuring Synthetic Stucco Homes  
Posted by Susan Lillard  
Sunday, 03 October 2004

July 2002 by Robin Olson

International Risk Management Institute, Inc. Congratulations on the purchase of your new synthetic stucco home. But perhaps congratulations are premature, because your homeowners insurer is hesitant to write insurance for it. What is the problem? Synthetic stucco is commonly referred to as Exterior Insulating and Finish System (EIFS). Homes with this exterior finish are often strikingly beautiful, offer great flexibility in home design, and provide energy savings. EIFS (usually pronounced "eefs") constructed homes, however, have a dark cloud surrounding them-allegations of water accumulation and damage resulting in mold growth. EIFS construction consists of an insulation board secured to the exterior wall surface (e.g., plywood), a durable, water-resistant base coat applied on top of the insulation and reinforced with fiberglass mesh, and a finish coat, which gives the product its stucco-like appearance.


State Farm Passes On Mold  
Posted by Susan Lillard  
Sunday, 03 October 2004

by Cara Buckley
Posted on Sat, Dec. 21, 2002

One-fifth of Florida's condo associations faces rate hikes of 132 percent and will no longer have mold coverage, marking the latest chapter in insurers' efforts to head off an explosion in mold-related claims.


Mold and Insurance
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3 Oct  Trouble Brews: Insuring Synthetic Stucco Homes -
3 Oct  State Farm Passes On Mold -
3 Oct  Reforming Tort Reform: Three Strikes; You'Re Out -
3 Oct  Mold Claims Soar -
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